Civil forfeiture
The government proceeds against the property, not against you. The caption often looks like a case versus a sum of money, a vehicle, or a parcel — the property is the defendant. You may never be charged with a crime. The work is to establish standing, contest whether the property is subject to forfeiture, and, where the statute allows, put on an innocent-owner, hardship, or proportionality path.
Because the action is in rem, a person with a real interest in the property can be in the case even if they were not present at the seizure and even if they are not a target of any investigation.